Cost guide
How much does a heat pump cost in Ontario?
What a heat pump costs to install depends on your home — its size, whether you go ducted or ductless, the model, and your existing electrical and heating setup. Rather than quote a number sight-unseen, we assess your home and give you a written, all-in price, for free. The good news: Ontario's Home Renovation Savings rebate takes a large share off a qualifying install — up to $7,500 for homes heated by electric, oil, or propane. Here's what drives the cost, and how the rebate changes the math.
What moves the price
What actually drives the cost
Ducted vs. ductless
A central ducted heat pump vs. one or more ductless mini-split heads changes the scope and the price. We recommend based on your home, not what's easiest to sell.
Cold-climate capability
Low-temperature models that hold their output in deep GTA cold cost more than standard units — but they carry the winter load instead of leaning on backup heat.
Backup heat & controls
Pairing the heat pump with a backup furnace and wiring the changeover controls correctly is part of a proper cold-climate install.
Electrical capacity
Some homes need a panel or dedicated circuit to support a heat pump — worth checking before you budget.
Rebate eligibility
Installing to the program's qualifying standard is what unlocks the rebate. We size and install to qualify, then confirm your exact amount.
How the rebate changes the math
Ontario's HRS program offers up to $7,500 on a qualifying cold-climate heat pump — and homes heated by oil, propane, or electric typically qualify for the largest amounts (roughly $1,250 per ton vs. about $500 per ton on a gas-heated home). On top of that, a heat pump heats and cools from one system and runs efficiently, so the lower monthly bills keep paying it back. See our rebates page for the current amounts.
Cost questions, answered
Heat Pump Cost FAQs
How much does a heat pump cost to install in Ontario?
It depends on your home — the size, whether you go ducted or ductless, the model, and your existing electrical and heating setup — so we quote it in writing after a free in-home assessment rather than guess over the phone. Many homeowners offset a large share of the cost with Ontario's Home Renovation Savings rebate: up to $2,000 on a gas-heated home and up to $7,500 on an electric-, oil-, or propane-heated home. We size and install to qualify, then confirm your exact rebate at the estimate, for free.
Do heat pumps work in GTA winters?
Yes — modern cold-climate heat pumps are built to keep heating through Ontario winters. We size for real local temperatures and set up a backup so you're covered on the coldest nights.
Ducted or ductless — which costs more?
It depends on your home. Ducted suits homes with existing ductwork; ductless mini-splits suit additions, older homes, or room-by-room control. We assess and recommend the right fit, then price it honestly.
Who gets the biggest heat pump rebate?
Homes on oil, propane, or electric heat generally qualify for the largest rebates. If you're on one of those, a heat pump can pay back faster than you'd expect — ask us to confirm what applies.
Get your real number — in writing
Free in-home estimate, written pricing, no obligation.